Summit Home Mortgage is a top direct lending mortgage bank in Denver. We specialize in working with first time home buyers and real estate investors. To you that means our in house underwriters approve your mortgage with a human touch, and that your loan is funded from our bank. Whether you are looking for FHA mortgages, VA mortgages, or Conventional mortgages in Denver.  

Whether you are buying a home or refinancing your current mortgage~  With all the recent changes in the mortgage industry and the shrinking pool of loan programs. It has never been more important to work with a team of experienced and caring professionals, then it is todayWe will make sure to help you walk the tangled mortgage web, and better understand what mortgages best suit your needs. With us you will experience a different approach then you are used to with home mortgages. We hope our website is an educational tool for you.

You may be looking to shorten the term of your existing loan and reduce the amount of interest you will pay on the life of your loan. You could be one of the thousands of Coloradans who have an A.R.M that has or will reset and cause a substantial increase in your monthly payments. Whatever the case may be, refinancing doesn't mean getting buried under mountains of paperwork! We make it easy and worry-free to restructure your mortgage, interest rate and monthly payment. Our pledge to our family of clients is to care for their mortgages as if it were our own.

Did you know Colorado now requires licensing for all mortgage professionals who aren't exempt? Make sure you are working with licensed professionals by checking the license status of your mortgage loan originator at www.dora.state.co.us/real-estate/index.htmPrivacy Policy Ray Williams LMB100012778 / NMLS# 216267

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Real Estate News:
 
Forget Granite Countertops, Here Comes Electric-Vehicle Charging
3/9/2010 3:50 PM
Charging up the car in the garage might seem like something from the Jetsons cartoon, but builder KB Home is making that a reality Tuesday...Read More
 
Whatever Happened to Leona Helmsley’s Dog?
3/9/2010 1:12 PM
The canine in question is Trouble Helmsley, the beloved Maltese poodle left behind by the late Leona Helmsley who died in 2007...Read More
 
J.P. Morgan: Foreclosure Sales Could Be Higher in Three Years
3/9/2010 12:29 PM
Efforts to modify loans and delay foreclosures may have helped hold down the stock of foreclosures for sale in the second half of 2009, fostering home-price stabilization. But that cure could require different medicine: an elevated level of foreclosures for sale over the next three years...Read More
 
Shiller: Should We Keep Subsidizing the Housing Market?
3/9/2010 12:08 PM
Is the government's massive support of homeownership nothing more than a "sacred cow in American society?...Read More
 
Boston Mayor Blasts Vornado’s Roth Over ‘Blight’ Speech
3/8/2010 5:49 PM
Frank comments from Vornado Realty Trust Chairman Steven Roth have sparked a political uproar in Boston over the stalled redevelopment of the Filene's Basement site...Read More
 
The Loneliest Condo Dweller in Florida
3/8/2010 9:55 AM
Anyone remember Victor Vangelakos? He's the loneliest condo dweller in Fort Myers, Fla.--and he can't take it anymore...Read More
 
California Receives $700 Million in Federal Housing Aid
3/8/2010 9:27 AM
California will receive $700 million and Florida will take $400 million in federal aid to begin designing programs to ease foreclosures, under the Obama adminstration's latest effort to ease the housing crisis...Read More
 
FHA Study Says Technical Issues Understate Loan Risks
3/5/2010 5:27 PM
We wrote today about this paper from economists at the New York Federal Reserve and New York University that argues that the Federal Housing Administration may be missing certain warning signals in its annual audit that could underestimate losses...Read More
 
Frank Talk: Why You Can Expect More Of It
3/5/2010 4:05 PM
Rep. Barney Frank again made comments that sent ripples through bond markets on Friday when he suggested that the U.S. might force Fannie Mae and Freddie Mac bondholders to take a haircut...Read More
 
Goldman Predicts ‘Muted’ Mortgage Rate Increase
3/5/2010 3:15 PM
In a research note out Wednesday, Goldman Sachs analyst Sven Jari Stehn says that after the Fed pulls out of the mortgage market, the mortgage rate increase may be more muted than some expect--if the Fed doesn't make a big deal out of it....Read More





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